How to Pay for Rehab Programs

Rehab programs are available in most areas of the U.S. as a way to help people get help for their addictions or substance abuse problems. Unfortunately, rehab isn’t free. Many rehab centers are for-profit, therefore requiring a large amount of money to be admitted and get help. But you do have options, such as the ones listed below, to help you pay for your rehab or for your loved one.


The first way to pay for your rehab treatment program is with health insurance. Many insurance plans offer this benefit. It might not cover everything you need to pay for in rehab, but it can get a good chunk out of the way. You always have the option of splitting up payments between insurance, personal funds, and any grants you qualify for. If you’re lucky, your insurance will pay for outpatient care, where all you pay for on your own is your co-pays and prescription costs.

Government Grants

Speaking of government grants, this another option you might have available to you. A variety of grants allow you to apply and qualify. It usually depends on other resources you do or don’t have, such as being considered low income and in dire need of treatment. If you don’t have insurance or any other way to pay for rehab, you should definitely inquire about potential grants. Even if you don’t get the grant money, it is always recommended to at least apply for them.

Personal Funds

Many people getting rehab treatments for drug or alcohol abuse, use their own personal funds and financing. This is a big category with many options. Perhaps you have a savings account you can dip into, or you can get a second mortgage on your home or refinance your vehicle. Find out if you have any money saved up for other things that you can use for rehab. It is important that you get help as soon as possible for your addiction problem, making it a priority. You can save the money again at a later date. Don’t forge about possibly selling belongings, such as electronics or jewelry you have that you don’t have a need for.

Asking for Help

The last option is asking for help paying for rehab. You might be surprised to learn how many people are more than willing to help you finance your treatment program. Don’t be embarrassed to ask for help when you need it, including asking family or friends. If you can go through outpatient care, maybe your boss will give you some extra hours. Reach out and you will find how many people support your decision to get help and are willing to do what they can.

The cost of rehab should never be the reason you or someone you know doesn’t get the help they need. As you can see, there are many options available for those looking to get help with their substance abuse or addiction.

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